You’re a business owner, right? Grinding it out, day by day – building your dream. Pouring blood, sweat, and tears into your baby. Then, one day: you need cash, fast. Maybe it’s to take advantage of an opportunity, or just keep those lights on. So, you take out a merchant cash advance (MCA). Seemed like a good idea at the time, right?Well, now those daily payments are like a millstone around your neck. The MCA company‘s claws are in deep, draining money that should be going into your business. Every single day, they‘re taking a cut of your hard-earned sales. And, if you even think about missing a payment? All hell breaks loose.
The Wolves Are Circling, Baring Their Fangs
You know how this movie ends, don’t you? Letters from their legal team, threats of lawsuits and judgments. Suddenly, those friendly MCA reps have been replaced by vicious collection agents. They start going for the jugular: garnishing your accounts, putting liens on your assets, even contacting your customers directly.And those “confessions of judgment” they made you sign? Basically giving them a free pass to take everything you’ve built. It’s a nightmare, one that could destroy your business and your dream. Unless, you bring in the big guns.
Delancey Street: The Rottweilers of MCA Defense
Enter Delancey Street, an elite squad of legal rottweilers. We‘re not just any attorneys, oh no. We’re MCA defense specialists – a pack of junkyard dogs, teeth bared, ready to take on those MCA bullies. Our one mission? Protecting businesses like yours from these predatory lenders.We don‘t just bark, we bite. Hard. Using every legal weapon in our arsenal, we go for the throat:
- Reviewing every contract with a fine-tooth comb, looking for any violation to invalidate it
- Analyzing interest rates and fees for usury, deception, or illegality
- Challenging improper licensing, registration, or business practices
- Pushing back on liens, judgments, and improper collections
- Negotiating manageable settlements and payment plans
- Filing pre-emptive lawsuits to stop harassment in its tracks
We leave no stone unturned, exploring every possible angle. And, if they want to play hardball? We‘re strapped and ready for war.
Hypothetical: The Nightmare Scenario
Let’s paint a picture: your business was humming along nicely. Sales were strong, the future looked bright. Then, bam – the pandemic hit, crushing your revenue. Suddenly, those daily MCA payments were impossible. You pleaded for mercy, but they wouldn’t budge.Next thing you know, there‘s a lien on your accounts and assets. They’re going after your personal wealth, putting your house, cars, everything at risk. They’ve even sicced their legal team on you, filing suit.It’s a horror show, one that could destroy everything you‘ve worked for. Unless, you bring us in to handle it. We‘d go scorched earth:
- Challenging the usurious interest rates and hidden fees
- Disputing improper licensing and registration breaches
- Analyzing the contract for any deception or illegality
- Pushing back on improper collections and judgment attempts
- Negotiating a settlement, or payment plan you can actually afford
- Countersuing for damages from abusive collections practices
We’d throw every legal Hail Mary to protect you. It’s not just about the money, it’s about your dream. And we’ll be damned if some MCA bully takes that from you.
The Delancey Street Difference: Strength in Numbers
Here’s the thing: we’re not just a few lone wolves, we’re an entire pack. A coordinated legal strike force, hitting these MCA companies from every angle. With a deep bench of specialized attorneys, we can bring overwhelming firepower.Need a contracts expert to deconstruct those shady agreements? We’ve got a team dissecting every clause. Facing an improperly filed judgment? Our litigators are on it. Want to hit back with a counterclaim? Our aggressive plaintiffs’ attorneys are locked and loaded.We play every angle, pursue every avenue. Collectively, we’re an MCA company‘s worst nightmare. A relentless, multi-headed hydra of legal fury.
The White Glove Treatment: Boutique Service, Pitbull Tenacity
Here’s the thing though, we’re not just about baring our fangs. We may be rottweilers in the courtroom, but we treat our clients like royalty. Boutique service, with a personal touch – that’s the Delancey Way.From day one, you get a dedicated team: your own attorney quarterbacks, with a deep bench of specialists supporting them. Every step is carefully explained in plain English, no legalese. Have a question at 3am? We’re just a call away, whenever you need us.We also understand the emotional toll this takes. That‘s why we make sure to:
- Provide reassurance and moral support, in addition to legal muscle
- Outline best/worst case scenarios, so you know what to expect
- Deliver a judgment-free zone to air any fears or concerns
- Keep you looped in on every development, every step of the way
You’re not just a number to us. You’re a person, with a dream worth fighting for. We get that, and we’ve got your back like a pitbull with a bone.